Receive £200 when you switch to an HSBC Premier Account using the Current Account Switch Service (including 2+ Direct Debits or standing orders). You may not be eligible for some account features if you remain resident outside the UK.ġ. To find out more, visit our Overdrafts page, where you can find out if you’re eligible for an arranged overdraft and use our overdraft cost calculator. How does our overdraft compare? The representative APR shows the cost of borrowing over a year, so you can use it to compare the cost of our overdraft against other overdrafts and ways of borrowing. Based on an arranged overdraft of £1,200. Representative example: 0% EAR (variable) on the first £500, 39.9% EAR (variable) on anything above that, giving a representative annual percentage rate (APR) of 21.8% APR (variable) 3. Further details can be found online at our Overdrafts page. The monthly cap on unarranged overdraft charges for the HSBC Premier Account is £20. Anything you borrow above that but within your arranged or unarranged overdraft limit will be charged interest at 39.9% EAR (variable) 2. When you open your account, you can apply for an arranged overdraft. Overdrafts are designed for short-term borrowing only and are subject to status. An unarranged overdraft lasting more than 30 days could have a negative impact on your credit rating.

We report account activity, including overdraft usage, to credit reference agencies. Your new limit can't be less than what you owe. You can ask to increase, remove or reduce your limit at any time in online or mobile banking, by phone or in-branch. You can apply for an arranged overdraft when you open your account, or at any time later. However, we'll always try to allow essential payments if we can. There's a chance that payments you try to make using an unarranged overdraft may be declined. If a payment would take you past your arranged limit (or if you don’t have one), we may let you borrow using an unarranged overdraft. This can be useful if you're hit with an unexpected bill, for example. Wolfram Knowledgebase Curated computable knowledge powering Wolfram|Alpha.When you open this account, you'll have the option to take out an arranged overdraft.Īn arranged overdraft allows you to borrow money (up to an agreed limit) if there’s no money left in your account. Wolfram Universal Deployment System Instant deployment across cloud, desktop, mobile, and more. Wolfram Data Framework Semantic framework for real-world data.

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